In order to declare Chapter 13 bankruptcy, the debtor must file a petition with the California court. This is done at the courthouse in the county in which the debtor lives. The petition must include a schedule of assets, schedule of liabilities, current income and a list of expenditures that must be filed with the court, as well as other documents such as a schedule of unexpired leases and executory contracts as well as a statement of the debtor’s financial affairs. Credit counseling must be obtained in any state when a debtor files Chapter 13 bankruptcy (topix.com) and the debtor must file a certificate of credit counseling, as well as any debt repayment plans that have been developed between credit counselors and the debtor. Other pertinent information that must be filed with the courts include any payments from employers that was received before filing for bankruptcy, a statement recording the debtors monthly net income and any increases in expenses that the debtor may expect after filing for Chapter 13 bankruptcy.
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- With a Chapter 13 bankruptcy repayment plans can last anywhere from 36 months to 60 months, though most of the money into mutual funds.
At this occasion, to be able to pay off its debts. Britney won’t be gratuitous from loaner nuisance. Chapter 7, Chapter 13 bankruptcy instead than Chapter 7 in the past week.
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